EVERYTHING YOU NEED TO KNOW
AFTER AN ARIZONA CAR ACCIDENT
Written by trial lawyers. Backed by data from 379,090 Phoenix crash records. These are the guides we wish every accident victim would read before talking to an insurance company.
JUST GOT IN AN ACCIDENT? START HERE.
The first 24-72 hours after your accident are the most critical. What you do — and don't do — right now can make or break your case.
What to Do After a Phoenix Car Accident
Step-by-step checklist: move to safety, call 911, document everything, don't apologize, seek medical attention the same day, and never give a recorded statement without an attorney.
What to Know Before Talking to Insurance
The adjuster is not your friend. Everything they do is designed to minimize what they pay you. Know the tactics before you pick up the phone.
Social Media After an Accident
Insurance companies monitor your profiles. A photo of you smiling at dinner becomes "evidence" you're not in pain. Here's what to do.
ER vs. Urgent Care After an Accident
Which one to choose, when to go, and why getting examined the same day creates the medical record that protects your claim.
Accident & Injury Checklist
Printable checklist covering everything from the scene to the first attorney consultation. Keep this in your car.
PHOENIX CRASH DATA — DATA NO OTHER FIRM HAS
We built a crash data pipeline from federal (NHTSA FARS), municipal (Phoenix Police), and real-time (AZ 511) sources. These analyses are exclusive to Law Badgers.
I-10: Arizona's Deadliest Highway
The I-10 corridor through Phoenix recorded 447 fatal crashes and 527 deaths between 2015 and 2022 — nearly double the next most dangerous highway.
Phoenix Hit-and-Run Statistics
Nearly half of all Phoenix traffic accidents are hit-and-runs. Even if the driver is never found, you still have legal options through your UM coverage.
West Phoenix: Deadliest Corridor
Indian School Road between 43rd and 83rd Avenues is the most dangerous surface-street grid in Arizona. Our data shows exactly where and why.
When Do Most Crashes Happen?
Friday between 3-6 PM is the deadliest window. Our analysis of 379,090 police-dispatched accident calls reveals the patterns.
Maricopa County Fatal Crash Statistics
3,801 fatal crashes and 4,054 deaths from 2015-2022. Fatal crashes increased 67% — four times faster than population growth.
FREE TOOLS — POWERED BY OUR CRASH DATABASE
Interactive tools that put our crash data in your hands. No other personal injury firm in Arizona has these.
Case Investigator
Tell us what happened. We'll generate a personalized case briefing with crash history, statute of limitations, red flags, and Arizona law that applies.
Route Danger Map
Enter your route and see every fatal crash site along the way, plotted on an interactive Google Map.
How Dangerous Is Your Commute?
Select the roads you drive daily and get a personalized commute danger score based on real crash data.
Are You Underinsured?
Compare your insurance coverage against 7 real injury scenarios. Arizona's $25K minimum won't cover a single surgery.
Neighborhood Crash Density
Enter your zip code and see how your area's fatal crash rate compares to the Phoenix metro average.
Accident Replay
Reconstruct your accident scene with our collision diagram tool. Save or print to bring to your attorney.
ARIZONA LAW — WHAT YOU NEED TO KNOW
Arizona law is more plaintiff-friendly than most states. Understanding these rules gives you a real advantage.
Arizona Comparative Fault Explained
Even if you were partially at fault, you can still recover. Arizona's pure comparative fault system never eliminates your right to compensation.
Statute of Limitations
2 years for most cases. 180 days for government claims. Miss the deadline and your claim is permanently destroyed.
Arizona's Dram Shop Act
If a bar or restaurant overserved the drunk driver who hit you, they may be liable — giving you access to their commercial insurance.
What Damages Can You Recover?
Medical bills, lost wages, pain and suffering, emotional distress — and Arizona has no cap on non-economic damages.
INSURANCE, COVERAGE & SETTLEMENTS
Understanding insurance is half the battle. These guides explain what you're actually paying for and what to expect.
UIM Coverage Explained
The single most important coverage on your auto policy. If the other driver has no insurance or minimum coverage, UIM is your lifeline.
MedPay Coverage in Arizona
No deductible, no copay, no network restrictions. Under $5K, Arizona doesn't allow subrogation. Under $50/year to add.
What to Realistically Expect From a Settlement
Honest ranges based on real factors — not a fake calculator designed to collect your phone number.
How Contingency Fees Work
You pay nothing upfront. We only get paid if we win. Here's exactly how the math works.
STILL HAVE QUESTIONS?
We wrote these guides because we believe accident victims deserve honest information — not sales pitches. If your question isn't answered here, call us. It's free.
FREE CONSULTATION — (833) DTF-IGHT No fee unless we win · Hablamos español · 4.9 ★ on Google (56 reviews)Data: NHTSA FARS 2015–2022 · Phoenix Police CFS 2018–2026 · AZ 511 Real-Time Incidents · Analysis by Law Badgers PLLC