Your Right to a Rental Car After an Arizona Car Accident

Your car was damaged in an accident that wasn’t your fault. You need a vehicle to get to work, take your kids to school, and live your life. Who pays for a rental car?

The At-Fault Driver’s Insurance

If the other driver was at fault, their liability insurance covers your loss of use — either a rental car or the equivalent daily value. This applies for the duration of repairs, or if the vehicle is totaled, for a reasonable period to find a replacement.

Common Insurance Company Tactics

The at-fault driver’s insurance company will try to limit what they pay. They’ll offer the cheapest rental category (even if you drive an SUV), set arbitrary time limits, delay the total loss determination to run out your rental coverage, and pressure you to accept a low total loss value quickly.

What You’re Entitled To

You’re entitled to a comparable vehicle — similar size and type to what you were driving. If you drove a truck, you get a truck. If you drove an SUV, you get an SUV. The rental should continue until your car is repaired, or if totaled, until a reasonable time after you receive the total loss payment to purchase a replacement.

Diminished Value Is Separate

Even after repairs, your car is worth less because of its accident history. This diminished value is a separate damage claim from loss of use and repair costs.

The Law Badgers handle every aspect of your property damage claim — rental car, repairs, total loss value, and diminished value — so you can focus on recovering from your injuries. Call (833) DTF-IGHT.